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Cost of living Watch
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Joined: 07 Mar 2006
Posts: 14459
Location: singapore

PostPosted: Tue Jan 21, 2020 8:39 am    Post subject: Reply with quote

Welcome to compassionate and caring Singapore, when no one is left behind
Single mum with 16 year-old son stayed in police lock-up for 10-hours for not paying accumulated S&CC bills of $2150
Felt shocked to realise that a single mum with a school-going 16-year-old son was arrested at her office for not paying accumulated S & CC bills of $2150. She stayed in the police lock-up for close to ten hours before being release.

The S & CC fees were unpaid for 18 months since April 2018.

I told her that she is fortunate they didnít put her in jail outright. Prolonged non-payment of S & CC bills can land a person in jail here and she still has to pay up the default after the prison discharge. Itís probable that the single mum may have ignored numerous court orders triggering a warrant of arrest as a result.

Out of the total default owed, a massive 40% or $937 went to other miscellaneous costs such as penalty charge $310 and legal fee $627. The town council is willing to waive the penalty fee of $310 but not the legal charge.

The single mum, who is working as a promoter with a monthly salary of $1000 plus, told me that each time she couldnít pay the monthly installment of $159, the town council will send in a legal reminder which costs about $200 Ė further aggravating the S & CC default. Itís akin to paying a loan shark but this time itís a legalised one.

With such atrociously high legal charges levied on errant defaulters, the law firm representing the town council must have racked in tens of thousands of dollars each month on legal fees alone.
Moreover, besides paying the monthly installment of $159 for the default owed, she has to cough up another $78.50 for fresh monthly payment for S & CC charges. This is on top of the many other bills Singaporeans are currently paying.

Our town council sinking fund has reached close to $2 billion and some estate has pooled resources to derive benefit from economy of scale but none of the savings have being passed to the residents so far. Residents also are rather clueless as to how the town council uses the S & CC fees collected which could run into millions for each estate per month.

We also realized that in the past, some town councils used the excess sinking funds to dabble in risky financial investments but they have now stopped.

As for the single mumís financial trouble, I asked her why she didnít rent out one of her room to alleviate the situation Ė she told me that she is uncomfortable living with strangers under the same household.

The small single-parent family does not receive any maintenance from the ex- husband and the mum is working 12-hour shift for seven days a week trying to keep up with all her bills especially the S & CC one which may invite a jail sentence if not properly paid.

Gilbert Goh
Editorís note: If you wish to help the single mother by transferring funds directly into her AXS account, you may contact Gilbert at

PS. Just have to repost this in full to show how caring Singapore is as a country. And this practice, long standing practice of sending legal letters that cost more than the sum owed must be good practice and would not be changed. So if someone owes $20, he would still be issued with a legal letter that would cost $200 and this would add to his debt. Nice!

In my business, when a client owes me a sum that is lesser than the cost of sending legal letters, I will treat it as bad debt and write it off instead of incurring more cost to myself and to the client.
what i posted is just my personal view. feel free to disagree.
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Joined: 07 Mar 2006
Posts: 14459
Location: singapore

PostPosted: Sat Jun 20, 2020 8:16 am    Post subject: Reply with quote

Pleading for the PAP to understand the high cost of living
'"The PAP government has to understand that as living costs have increased, the burden on ordinary Singaporeans has become crushing."
Peopleís Voice Party (PVP) chief Lim Tean took to his Facebook on Monday (15 June) sharing a video of a pre-school teacher voicing out against Singaporeís high cost of living and low wages that are crushing the young families in the country.
Vig Ramachandran, a pre-school teacher for 12 years, said in the video that many young Singaporean families are struggling with the high cost of living as they need to support their while coping to the high financial commitment of household expenses, childcare and education fees, HDB mortgage, as well as the rising GST and elderly parentsí hospital bills.'

The above is from TOC in an article by S Ling on the high cost of living and how the low wage families are struggling to keep up with.

To me and to many Singaporeans, this is understandable as the average Singaporeans are all affected by the high cost of living, not just about school fees. Many Singaporeans are living from pay check to pay check and with 60 per cent having enough just to tie over 6 months if they lose their income. Any time longer they will be in deep trouble.

Is this so difficult to understand? It is very difficult to understand if you are a millionaire or earning millions annually. With such income, what is a few thousand dollars or a few hundred dollars? People living in this ethereal level of existence enjoy a very different kind of lifestyle. Pardon me, you mean got poor people in Singapore? Don't ever bother them with a few dollar type of problems. It is very irritating to think that people can call it a problem over a few dollars, a few hundred dollars or a few thousand dollars when a meal could be a few hundred or a few thousand dollars.

Excuse me, what was the question again? Oh, 'The PAP government has to understand that as living costs have increased, the burden on ordinary Singaporeans has become crushing'. What living cost? Heard of Swiss standard of living? Peasants and their problems are their problems. A cooking class in Paris cost how much? $70,000 only mah. I got so much money dunno what to do so go Paris look see look see. can or not?

Hey hoi polloi, buck up and work harder if you want to live better, and don't bother me with such minuscule problems. We have bigger problems to understand, problems that involved millions and millions of dollars, not mundane a few dollar type of problems.

Understand? You want multi millionaires to understand your cost of living problem? They are more concern about getting less than a million and affecting their lifestyle.
what i posted is just my personal view. feel free to disagree.
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Joined: 07 Mar 2006
Posts: 14459
Location: singapore

PostPosted: Mon Jul 13, 2020 8:29 am    Post subject: Reply with quote

COE up ah, si beh ho ah! Make a lot of money ah!
"I am relieved that the COE market did not crash, as that would cause a lot of misery to secondhand dealers and existing car owners who may need to sell their cars," Said Khaw Boon Wan

SINGAPORE: Certificate of Entitlement (COE) premiums closed higher across the board on Wednesday (Jul Cool in the first bidding exercise since tenders were suspended because of COVID-19 restrictions.

For Category A cars, or those 1,600cc and below with horsepower not exceeding 130bhp, premiums closed at S$33,520, up from S$31,210 in the last exercise in March.

Premiums for larger and more powerful cars in Category B rose to S$35,889 from S$30,012.

Open category COEs, which can be used for any vehicle type but end up being used mainly for large cars, rose to S$34,989 from S$32,500.

COEs for commercial vehicles, which include goods vehicles and buses, rose to S$24,502 from S$22,002 in the previous bidding exercise.

Motorcycle premiums closed at S$7,702, up from S$4,489 in the last exercise.

Above is from CNA.

What shall I say? Is this a good thing or a bad thing? About 10 bidding sessions were held back, meaning 19,490 quota were accumulated and only to be released over the next 12 months. Sure the second car dealers would be happy. Really? Sure, those wanting to sell their cars would be happy. Really ah? Who do you think would be the happiest? More money to collect. This is for sure. Those that have to buy new cars and new motor cycles are crying. Who cares? You die your business.

When all the businesses are down, when people are losing jobs or fear of losing their jobs, the COE is the only thing that went up. Is this a sign of prosperity, or as someone might have said, the economy must be good or else people where got money to pay so much for a piece of paper? And some parties are happy. But silence on those people adversely affected by it. This is called telling half truth, or telling the alternative truth. Depends on which side you are on the fence, you can be happy or crying.

COE up ah, si beh ho ah. Everyone making money ah. You know who made the most money? And who hurt the most? The poor buggers that need a car or motorcycle for a living. Is this good or not? We are with you, for you and also makan you until your pocket empty.
what i posted is just my personal view. feel free to disagree.
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